A. Our ongoing financial planning clients typically have the following characteristics:

—You want to work with a trusted advisor to collaborate on your financial plan. You have the desire to implement the plan over the next few years.

—You identify with one or more of the following: a professional who is settled in their career and has their highest-earning years still ahead, a dual-income earning family, and/or own one or more businesses.

—Your household annual gross income is generally $150,000+ (our fees become too expensive at lower income levels)

—You may have student loans and/or mortgage debt remaining, but generally don’t carry much credit card debt.

—You are comfortable with using technology for a variety of purposes: uploading account statements, e-signing for new accounts, accessing your online tools and meeting virtually.

Many clients are in good shape after two to three years, having worked through 4-6 major planning topics that apply to their individual situation. Other clients may be happy with just one year. It’s up to you to decide- services can be terminated at any time. If you’ve signed on for investment management services, then we can continue to work together that way. However, if you needed additional financial planning work in the future, then there would be an additional new client fee to cover the cost of updating the plan.

Nope! I can work virtually with anyone in the United States. I have a process of sharing information safely online, and can use e-signature tools to finalize documents and open accounts.

You can learn more about pricing here.

No, although it makes the most sense for ongoing financial planning clients to work with me for at least one year, clients can give a 30 day notice to cancel anytime. I will refund you any fees not yet earned.